Wednesday, January 20, 2010

Disability Insurance For Self Employed Self Employed (working On A 1099 For Taxes) Looking For Short Term Disability Insurance. Know A Company Name?

Self employed (working on a 1099 for taxes) looking for short term disability insurance. Know a company name? - disability insurance for self employed

My husband is a tile floor of the office and paid with a 1099, that he makes as an independent. Has anyone from an insurance company that provides short-term insurance disaility know can be purchased as an individual. Most insurance companies offer only one group is paid by the employer. Please help!

5 comments:

John said...

I remember that TV commercial with the duck walk in screaming "AFLAC, Aflac, Aflac ...". Well, it AFLAC, the short-term disability for sale to individuals.

cvw_10 said...

I was in life and DI market for several years and does not know a single company that will provide short-term disability on an individual basis. Even if there is such an animal would be extremely expensive.

Your only option is to contribute to long-term disability for short waiting times look.

A waiting period is the time between the event and the time of deactivation of the insurance company an annuity. Normally, the waiting period of 90 days, but you can buy for the qualifying period of 30 days. That would be expensive, but at least some of the options in the near future.

If I you, I'd put my money and effort into a "rainy day" account. Build your savings of up to 3 months' salary and paste it into a savings account and never touch somewhere.

mbrcatz said...

Just because you are charged with a 1099 that does not mean it is not an employee of them. See this link: http://www.twc.state.tx.us/news/efte/app ...

In other words, do not offer disability insurance. Why do you want in the short term rather than long term? It is longer term is required and you can save money to cover a long-term disability application LETTERS.

I do not know who has a group that is not the disability in the short term.

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Clarifin... said...

Well prepared for Mutual of Omaha has signed a short-term individual DI (sexually transmitted diseases, like us) are wont to say. But often it is like to have said the reaction of others. You should be 3-6 months income in a cash account (savings, money market, store, etc.) as the most important financial goal. This is good for short-term disability, and if the heater is broken.

Your chances of sick or higher for 90 days or more are injured during their working years than their chances of dying during the same period, so definitely look at the long-term disability (LTD) after you this pillow. Alternatively, you can see the LTD policy with a short waiting period to gradually increase the waiting time for a pillow under you.

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